Who Came Up With This Crap???

Who invented money? Why can't we all go back to bartering with salt and paprika? I could pay my car off quick, because HEB had a nice salt sale going on this week.
I, being the financial planner of this marriage, have decided that we need to:
  1. Pay off our debts.
  2. Start an emergency fund.
  3. Load our retirement funds.
  4. Buy a new car.
  5. Buy a house.
To do that, we need to be making a bit more than $2K a month. So, when Caleb gets in school I plan on going to school, if we can afford it. What am I going for, you ask. I don't know. I wanted to be a nurse, but people tend to bleed, puke, and poop on nurses. A teacher would be nice, but 20 screaming six year olds is not my idea of fun, and strangling teenagers isn't either. Then I thought of psychology but, to quote a friend of mine, "I'd be scared to be in a room with some of those crazy people!!" Hey, we're not all that bad. I also thought about being an accountant or financial planner. AARRGGHH!!! Numbers!! But then I checked out this book, financial planning for retards or something, and I kind of got into stocks, bonds, the market, IRA's and stuff. I think it pays good, I guess I should figure that out too.
Now don't get me wrong. I'm not money hungry; after all, money is the root of all evil. But money can be the root of a pretty pear tree too. A cluster of pears being a home, another pear a car, one each for private tuition for the kids, and a trunk of retirement so I can devote all my time taking care of my crazy mom when she starts to REALLY go, since it is apparent that I have been nominated for the job (thanks, Taryn!).
But we're in a pretty good situation to start off in. We only have $8,000 in debt (the car), $1,000 in an emergency fund, and $2,000 in a Roth IRA, not counting his military retirement and a couple other employer retirement accounts). I figured up last night that if we save $300 a month until this car is paid off (48 months), we would have a nice chunk of change ($14,400) to pay for a new car. Thus not incurring any more debt. Now, if we could double that, we'd have a new car and a sizable down payment for a house. Then we could really start focusing on retirement and tuition and stuff.
Ah, the dreams I have. Meanwhile, I'm freaking out every time James spends $5.47 at Wendy's!! "James! We have lunch meat!! There goes our Honda Civic!! Geez!!" Easy, girl.

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